MyMortgageSavings.com Insurance, Mortgage, Refinance, Solar, Repairs

New York condo sells for record $90M

admin — Fri, 18 May 2012 21:18:17 +0000

An unnamed buyer paid more than $90 million for a Midtown Manhattan penthouse, the highest price ever paid for a New York apartment, according to the building's developer.

Mortgage Rates In Motion : Weekly MBS Prices At 5-Minute Intervals

admin — Fri, 18 May 2012 16:00:31 +0000

Real-time mortgage market updates for May 18, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates In Motion : Weekly MBS Prices At 5-Minute Intervals.

‘I have an airplane hangar in my front yard’

admin — Fri, 18 May 2012 13:50:23 +0000

Like so many Americans across the nation, Julie Clark commutes to work. But she doesn't drive, walk or even take a bus or train. Instead, she flies a plane.

Why you probably can’t win an age discrimination suit

admin — Fri, 18 May 2012 13:20:09 +0000

A recent Supreme Court decision made proving age bias even tougher than it was before.

Federal Reserve Comments Set Mortgage Rates On Downward Trajectory

admin — Fri, 18 May 2012 11:30:29 +0000

The Federal Reserve stands ready for more stimulus. Mortgage rates react.

Click for the complete post : Federal Reserve Comments Set Mortgage Rates On Downward Trajectory.

Federal Reserve Comments Set Mortgage Rates On Downward Trajectory

admin — Fri, 18 May 2012 11:30:29 +0000

The Federal Reserve stands ready for more stimulus. Mortgage rates react.

Click for the complete post : Federal Reserve Comments Set Mortgage Rates On Downward Trajectory.

5 Memorial Day weekend travel deals

admin — Fri, 18 May 2012 11:26:43 +0000

It's not too late to book a trip for the upcoming holiday weekend. Even with short notice, there are lots of ways to save big on these top five destinations.

‘What should we do with a $100,000 windfall?’

admin — Fri, 18 May 2012 10:41:05 +0000

We are retirement age and expect a windfall of $100,000. What should we do? -- Debbie, Jamestown, N.Y.

FHA Mortgages For Condos : Guidelines About To Loosen?

admin — Fri, 18 May 2012 10:30:58 +0000

Quietly, the FHA has been formulating changes to its condo mortgage guidelines.

Click for the complete post : FHA Mortgages For Condos : Guidelines About To Loosen?.

FHA Mortgages For Condos : Guidelines About To Loosen?

admin — Fri, 18 May 2012 10:30:58 +0000

Quietly, the FHA has been formulating changes to its condo mortgage guidelines.

Click for the complete post : FHA Mortgages For Condos : Guidelines About To Loosen?.

Save on health care, even as your body falls apart

admin — Fri, 18 May 2012 09:27:36 +0000

You managed to glide through your twenties and thirties without any major health issues. Yet, as the calendar pages turn, you're finding that a host of minor -- and perhaps a few major -- medical problems keep cropping up. The doctor shakes her head when she sees your blood pressure and cholesterol numbers.

The Facebook effect on San Francisco real estate

admin — Thu, 17 May 2012 17:27:08 +0000

The Basis Point is a popular mortgage and housing blog that tracks consumer critical issues and data. It is edited by Julian Hebron, a retail mortgage lender who runs the San Francisco branches of RPM Mortgage.

Home buying at most affordable level in decades

admin — Thu, 17 May 2012 16:52:45 +0000

Buying a home has reached its most affordable level in more than two decades.

Mortgage rates hit record low again

admin — Thu, 17 May 2012 16:09:44 +0000

Buying a home just got even cheaper as interest rates on both 30-year and 15-year-fixed-rate mortgages set record lows for the third week in a row.

Mortgage Rates : Real-Time MBS Pricing, May 17, 2012

admin — Thu, 17 May 2012 16:03:51 +0000

Real-time mortgage market updates for May 17, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 17, 2012.

Mortgage Rates : Real-Time MBS Pricing, May 17, 2012

admin — Thu, 17 May 2012 16:03:51 +0000

Real-time mortgage market updates for May 17, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 17, 2012.

Foreclosures fall to lowest level since 2007

admin — Thu, 17 May 2012 15:18:48 +0000

Foreclosure filings in April fell for the third straight month to the lowest level since July 2007.

Can a side gig help your career?

admin — Thu, 17 May 2012 14:15:35 +0000

Certain kinds of moonlighting may actually help you in your main job, and wise organizations can embrace, rather than squelch, entrepreneurial zeal.

Mortgage Rates Respond To Housing Starts Data

admin — Thu, 17 May 2012 13:54:46 +0000

Housing Starts rose for the third-straight month. Here's what it's doing to mortgage rates.

Click for the complete post : Mortgage Rates Respond To Housing Starts Data.

The Basics Of JPMorgan’s $2 Billion Gaffe

admin — Thu, 17 May 2012 10:30:23 +0000

The most lasting effect of JPMorgan's losing $2 billion bad bet will be to its reputation.

Click for the complete post : The Basics Of JPMorgan’s $2 Billion Gaffe.

Fewer Than 1% Of Homes In Foreclosure Nationwide, Reports MBA

admin — Thu, 17 May 2012 10:00:30 +0000

The Mortgage Bankers Association (MBA) reports that mortgage defaults have fallen below expected levels.

Click for the complete post : Fewer Than 1% Of Homes In Foreclosure Nationwide, Reports MBA.

Fewer Than 1% Of Homes In Foreclosure Nationwide, Reports MBA

admin — Thu, 17 May 2012 10:00:30 +0000

The Mortgage Bankers Association (MBA) reports that mortgage defaults have fallen below expected levels.

Click for the complete post : Fewer Than 1% Of Homes In Foreclosure Nationwide, Reports MBA.

Succeeding as a ‘boomerpreneur’

admin — Wed, 16 May 2012 20:52:47 +0000

Stay-at-home mom fights credit card rule

admin — Wed, 16 May 2012 16:41:21 +0000

After nearly five years managing her family's finances, Holly McCall, a 34-year old stay-at-home mother of two from Vienna, Va., never thought she would have trouble getting a credit card.

As student loans grow, so does leadership pay

admin — Wed, 16 May 2012 16:40:47 +0000

Students graduating with mountains of debt this month might want to ask why their university presidents make so much money.

Mortgage Rates : Real-Time MBS Pricing, May 16, 2012

admin — Wed, 16 May 2012 16:00:50 +0000

Real-time mortgage market updates for May 16, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 16, 2012.

A Harvard MBA’s radical quest to erase his debt

admin — Wed, 16 May 2012 14:42:55 +0000

B-school grad Joe Mihalic went on an extreme financial diet to pay down over $90,000 in debt in just seven months and charted his story through an anonymous blogging project.

Should I stop funding my Roth?

admin — Wed, 16 May 2012 14:34:43 +0000

20 weird reasons to quit your job

admin — Wed, 16 May 2012 14:25:01 +0000

Leaving to take a better offer elsewhere is nice, but pretty dull compared to climbing Mount Everest, or joining the circus.

Mortgage delinquencies drop to 4-year low

admin — Wed, 16 May 2012 14:21:51 +0000

The percentage of borrowers who have dropped behind on their mortgage payments fell to a four-year low in the first three months of 2012, a bankers' group said Wednesday.

New Construction Market Expected To Soar This Summer

admin — Wed, 16 May 2012 12:15:34 +0000

Buyers of new construction are on the clock. Builder confidence is rising and new home sales are expected to pop.

Click for the complete post : New Construction Market Expected To Soar This Summer.

George Lucas proposes affordable housing plan

admin — Wed, 16 May 2012 10:58:25 +0000

The film emperor may be striking back. For 25 years, filmmaker George Lucas tried to persuade his Marin County, Calif., neighbors to let him build a digital production studio on his ranch there, but the area's residents thwarted the plan.

Federal Reserve : Lack Of Congressional Direction Slowing Mortgage Lending

admin — Wed, 16 May 2012 10:00:47 +0000

Federal Reserve Governor Elizabeth Duke said mortgage lending is suffering because the "rules of the game" keep changing.

Click for the complete post : Federal Reserve : Lack Of Congressional Direction Slowing Mortgage Lending.

Bank of America offering up to $30K for short sales

admin — Tue, 15 May 2012 22:37:33 +0000

Bank of America is offering some struggling homeowners payments of up to $30,000 if they sell their homes in a short sale and avoid ending up in foreclosure.

‘We just want equal benefits’

admin — Tue, 15 May 2012 22:31:50 +0000

From paying more for health insurance to being denied access to Social Security survivor benefits, many same-sex couples face financial difficulties because the federal government doesn't recognize gay marriage.

‘How can I buy Facebook stock?’

admin — Tue, 15 May 2012 20:05:00 +0000

How and when can small investors buy Facebook stock? -- K.R., Green Valley, Ariz.

Park Avenue co-op sells for record $52.5 million

admin — Tue, 15 May 2012 18:18:15 +0000

A recent sale in New York's famed 740 Park Avenue apartment building marked the highest price ever paid for a co-op in the city's history.

Dewey’s decline and the rise of high-risk Big Law

admin — Tue, 15 May 2012 16:20:39 +0000

The firm's fall from grace offers a look into how the once genteel, clubby world of law firms has taken on a hustling business culture of free agent partners.

Mortgage Rates : Real-Time MBS Pricing, May 15, 2012

admin — Tue, 15 May 2012 16:00:22 +0000

Real-time mortgage market updates for May 15, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 15, 2012.

MBAs gone wild: Have B-schoolers gone too far?

admin — Tue, 15 May 2012 14:51:50 +0000

Excessive drinking and other Mad Men-like behavior has become part of the culture of getting an MBA degree at schools like Harvard and Wharton, including, in some cases, sexual harassment.

Refinance Frenzy : Nearly 40% Abandon 30-Year Fixed Rate Mortgage

admin — Tue, 15 May 2012 13:45:11 +0000

For every $100,000 borrowed on a 15-year mortgage, you'll save nearly $44,000 over the long-term in mortgage interest costs over a 30-year.

Click for the complete post : Refinance Frenzy : Nearly 40% Abandon 30-Year Fixed Rate Mortgage.

The real costs of starting a business

admin — Tue, 15 May 2012 13:30:40 +0000

How can you beat the odds if you want to join the boomerpreneur boom and start your own company after 50? MONEY put that question to small-business experts and dozens of fiftysomething entrepreneurs for their best advice.

What the student loan rate hike means to you

admin — Tue, 15 May 2012 13:01:01 +0000

For student borrowers, that pricey college education is going to cost a bit more next year.

HARP 3 : A Framework Emerges From Congress

admin — Tue, 15 May 2012 10:30:00 +0000

The White House is requesting updates to the Home Affordable Refinance Program. Millions of additional homeowners would be HARP 3-eligible.

Click for the complete post : HARP 3 : A Framework Emerges From Congress.

Arizona, Florida, Colorado Among “Improving” Housing Markets

admin — Tue, 15 May 2012 10:00:45 +0000

With mortgage rates low in all 50 states and housing markets rising, there are great "deals" to be had -- if you can find them.

Click for the complete post : Arizona, Florida, Colorado Among “Improving” Housing Markets.

Not working: Voices of America’s laid off workers

admin — Mon, 14 May 2012 16:46:30 +0000

Writer DW Gibson traveled across the country in search of the Great Recession's victims. The result: Not Working, a portrait of America's 21st-century unemployed. Here are a few of the tales he came home with.

How big is our big deficit?

admin — Mon, 14 May 2012 16:19:54 +0000

Mortgage Rates : Real-Time MBS Pricing, May 14, 2012

admin — Mon, 14 May 2012 15:59:04 +0000

Real-time mortgage market updates for May 14, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 14, 2012.

Now Accepting Applications For The FHA’s New, Lower Mortgage Insurance Premiums

admin — Mon, 14 May 2012 12:02:25 +0000

The FHA starts its new, cheaper MIP schedule June 11, 2012. You don't have to wait until June to apply, though. Start your application today and be among the first in line for new, lower payments.

Click for the complete post : Now Accepting Applications For The FHA’s New, Lower Mortgage Insurance Premiums.

Mortgage Rate Outlook : Week Of May 14, 2012

admin — Mon, 14 May 2012 11:00:12 +0000

Mortgage-backed bonds worsened last week. Mortgage rates figure to rise.

Click for the complete post : Mortgage Rate Outlook : Week Of May 14, 2012.

With Mortgage Rates Low, Consumer Sentiment Hits 4-Year High

admin — Mon, 14 May 2012 10:00:22 +0000

Low mortgage rates plus rising consumer sentiment is helping to stabilize U.S. housing.

Click for the complete post : With Mortgage Rates Low, Consumer Sentiment Hits 4-Year High.

Bank stocks that let you sleep well

admin — Mon, 14 May 2012 09:32:27 +0000

This piece appears in the June issue of Money Magazine and was written before JPMorgan Chase revealed a surprise $2 billion trading loss. Data in the story has been updated to reflect stock prices as of May 11.

Bye bye unemployment benefits

admin — Fri, 11 May 2012 19:17:42 +0000

More than 200,000 long-term jobless Americans will lose their unemployment checks this week, when eight states roll off the federal extended benefits program.

Starting a company from scratch

admin — Fri, 11 May 2012 19:01:46 +0000

Buying a business after 50

admin — Fri, 11 May 2012 18:43:08 +0000

As a regional director for Aflac insurance, Stephanie Ringer had built her Louisville sales team into one of the top in Kentucky. One of her secrets for keeping her staff motivated? Holding brainstorming sessions in a local meeting space called WorkShop. She found that the center -- with its whiteboards, comfy couches, and crazy toys like hula hoops -- fueled productive sessions. So when WorkShop's owners put the business up for sale in 2007, Ringer, then 46, decided to buy it.

Mortgage Rates In Motion : Weekly MBS Prices At 5-Minute Intervals

admin — Fri, 11 May 2012 16:05:47 +0000

Real-time mortgage market updates for May 11, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates In Motion : Weekly MBS Prices At 5-Minute Intervals.

Artist’s habitat in the Jersey woodlands

admin — Fri, 11 May 2012 15:16:26 +0000

Ricky Boscarino is a sculptor, painter and jewelry maker whose biggest art project for the past 23 years has been his home on five quiet acres.

Unique home in the Jersey woods

admin — Fri, 11 May 2012 15:12:21 +0000

One of America's most flamboyant private residences lies in the woods of northwest New Jersey. It's the personal vision of artist and craftsman Ricky Boscarino and reflects his eccentric world view.

How to get on executive recruiters’ radar screens

admin — Fri, 11 May 2012 14:35:43 +0000

Giving speeches at industry events is a time-tested way to get noticed by headhunters, but Twitter has made it more of a gamble. Luckily, you have other options.

The 15-Month Refinance Boom : Save 29% On Your Mortgage

admin — Fri, 11 May 2012 13:51:48 +0000

The Mortgage Refinance Boom is ongoing. At today's rates, you could save 29% off your mortgage interest payments.

Click for the complete post : The 15-Month Refinance Boom : Save 29% On Your Mortgage.

5 things to know about going out of network

admin — Fri, 11 May 2012 10:59:23 +0000

Going to medical providers and using medical services outside of your health insurer's network can be much more expensive than you imagined. Here are 5 tips to avoid incurring some of the high out-of-network charges.

5 things to know about going out of network

admin — Fri, 11 May 2012 10:59:23 +0000

Redo your roof the right way

admin — Fri, 11 May 2012 10:30:24 +0000

It's hard to imagine a less enjoyable way to blow $5,000 to $15,000 (or more) than putting on a new roof.

Mortgage Delinquency Rates Fall To 3-Year Low

admin — Fri, 11 May 2012 10:15:03 +0000

So long as the economy continues to stay strong, mortgage default rates nationwide should continue to drop.

Click for the complete post : Mortgage Delinquency Rates Fall To 3-Year Low.

Cash-Out Refinances Account For 21% Of All Refinance Activity

admin — Fri, 11 May 2012 09:30:59 +0000

Cash-out mortgages are defined as mortgages for which the new, refinanced balance is at least 5% higher than the existing loan payoff.

Click for the complete post : Cash-Out Refinances Account For 21% Of All Refinance Activity.

‘How much should I spend on a family vacation?’

admin — Thu, 10 May 2012 19:09:47 +0000

What is an appropriate or common percentage of income for a family to spend on vacations? -- Darcie and Jim Alexis

The gay marriage windfall

admin — Thu, 10 May 2012 19:03:31 +0000

It's not just an issue of love or even politics: States that legalize gay marriage also experience a significant economic boost.

Mortgage Rates : Real-Time MBS Pricing, May 10, 2012

admin — Thu, 10 May 2012 15:56:17 +0000

Real-time mortgage market updates for May 10, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 10, 2012.

Mortgage Rates : Real-Time MBS Pricing, May 10, 2012

admin — Thu, 10 May 2012 15:56:17 +0000

Real-time mortgage market updates for May 10, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 10, 2012.

Climbing the economic ladder? Think north and east

admin — Thu, 10 May 2012 14:13:56 +0000

Where do you have the best chance of climbing the economic ladder?

Keep an eye on vision care savings

admin — Thu, 10 May 2012 13:15:33 +0000

If you're among the two-thirds of adults who need glasses or contact lenses, you know vision care often comes at eye-popping prices. You can easily drop $200 for a pair of basic glasses; spring for add-ons like anti-glare lenses or designer frames and the price can double. If multiple members of your family need corrective eyewear, you could face a bill that tops $500 to $1,000 in a single year.

Mortgage Rate Predictions For The Next 7 Days (May 10, 2012)

admin — Thu, 10 May 2012 12:33:51 +0000

Need to know if mortgage rates will rise or fall this week? Here's your answer.

Click for the complete post : Mortgage Rate Predictions For The Next 7 Days (May 10, 2012).

Mortgage Rate Predictions For The Next 7 Days (May 10, 2012)

admin — Thu, 10 May 2012 12:33:51 +0000

Need to know if mortgage rates will rise or fall this week? Here's your answer.

Click for the complete post : Mortgage Rate Predictions For The Next 7 Days (May 10, 2012).

Rising Home Values Help Fannie Mae Post Biggest Profit Since 2007

admin — Thu, 10 May 2012 12:30:58 +0000

Fannie Mae reports a $2.7 billion net profit for the first quarter of 2012. Fannie Mae execs cite stabilizing home prices, fewer defaults.

Click for the complete post : Rising Home Values Help Fannie Mae Post Biggest Profit Since 2007.

49% of Americans saving zilch for retirement

admin — Thu, 10 May 2012 10:06:20 +0000

America has a serious problem saving for retirement.

First-Person Report : The Mortgage Bankers Association Secondary Market Conference & Expo

admin — Thu, 10 May 2012 09:45:54 +0000

After sitting in more than dozen meetings, the mortgage industry appears to be in decent shape, but remains nervous for the future.

Click for the complete post : First-Person Report : The Mortgage Bankers Association Secondary Market Conference & Expo.

Gay marriage: Boost in ‘economic inequities’ fight

admin — Wed, 09 May 2012 23:52:24 +0000

Advocates are hopeful that President Obama's decision to support same-sex marriage will bring gay couples one step closer to equal treatment on taxes, Social Security and other important financial matters.

Chase gets into prepaid card biz

admin — Wed, 09 May 2012 17:38:24 +0000

JPMorgan Chase wants a piece of the booming prepaid card business.

Mortgage Rates : Real-Time MBS Pricing, May 9, 2012

admin — Wed, 09 May 2012 16:02:25 +0000

Real-time mortgage market updates for May 9, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 9, 2012.

The 10-Year Treasury Note Now Separated From The 30-Year Fixed Rate Mortgage

admin — Wed, 09 May 2012 11:16:07 +0000

The 10-year treasury is fully-decoupled from the 30-year fixed rate mortgage. Interest rate spreads are nearing the widest point in 2 years.

Click for the complete post : The 10-Year Treasury Note Now Separated From The 30-Year Fixed Rate Mortgage.

The 10-Year Treasury Note Now Separated From The 30-Year Fixed Rate Mortgage

admin — Wed, 09 May 2012 11:16:07 +0000

The 10-year treasury is fully-decoupled from the 30-year fixed rate mortgage. Interest rate spreads are nearing the widest point in 2 years.

Click for the complete post : The 10-Year Treasury Note Now Separated From The 30-Year Fixed Rate Mortgage.

Making $300K and getting financial aid for a first grader

admin — Wed, 09 May 2012 10:52:16 +0000

Private schools are getting flooded with financial aid applications, and a growing number of the parents seeking help are earning $150,000 or more a year.

7 questions for your next real estate agent

admin — Wed, 09 May 2012 10:29:38 +0000

After four years of sleepy sales during the traditionally busy spring and summer homebuying seasons, real estate experts are forecasting a pickup.

Movie Star Loans Highlight Private Mortgage Market Difficulties

admin — Wed, 09 May 2012 10:00:27 +0000

The private mortgage market of RMBS is trying to do more, but risks remain high.

Click for the complete post : Movie Star Loans Highlight Private Mortgage Market Difficulties.

Posen: Millions of Europeans face long slog

admin — Wed, 09 May 2012 09:23:21 +0000

These are migraine-inducing times for anyone trying to set aside a little money for the future. If you're investing, you worry that Europe's game of debt-default chicken will wreck your portfolio. Yet you also can't get a decent yield if you try to keep your money completely safe.

5 things to know about prepaid cards

admin — Tue, 08 May 2012 20:03:37 +0000

Prepaid cards are wildly popular. But if you're in the market for one, it's important to know what you're signing up for.

Senate balks at taking up student loan bill

admin — Tue, 08 May 2012 19:32:18 +0000

With federal student loan interest rates set to double July 1, the Senate failed Tuesday to get enough votes to take up a bill to extend low 3.4% rates for another year.

Protect yourself from credit card fraud

admin — Tue, 08 May 2012 19:30:45 +0000

In early March, hackers stole roughly 1.5 million credit card numbers from payment processor Global Payments, a company that processes card transactions for companies like Visa and MasterCard.

Mortgage Rates : Real-Time MBS Pricing, May 8, 2012

admin — Tue, 08 May 2012 16:01:08 +0000

Real-time mortgage market updates for May 8, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 8, 2012.

‘How much can I take out from my $300,000 IRA?’

admin — Tue, 08 May 2012 14:40:37 +0000

I want to do something different when I retire soon, but I'm not sure how much I can expect to draw each year from my $300,000 IRA. What's a reasonable amount? -- Richard, Logan, Kan.

FHA Mortgage Rates Vs Conforming Mortgage Rates : Which Is Better For You?

admin — Tue, 08 May 2012 13:50:42 +0000

Is an FHA mortgage better for you than a conventional one? A quick rundown of each product and a comparison chart.

Click for the complete post : FHA Mortgage Rates Vs Conforming Mortgage Rates : Which Is Better For You?.

When family leave is a must

admin — Tue, 08 May 2012 10:25:51 +0000

You're not normally one to let your personal life interfere with work, but when you're ducking out of the office a few times a week to take Dad to dialysis or your kid to physical therapy, it's tough to get everything done to your usual standard.

Improving Markets Index : There Are Now 100 Improving U.S. Housing Markets

admin — Tue, 08 May 2012 10:00:52 +0000

17 new housing markets were identified as "improving" in May.

Click for the complete post : Improving Markets Index : There Are Now 100 Improving U.S. Housing Markets.

Prepaid cards: Don’t be misled

admin — Tue, 08 May 2012 09:39:04 +0000

Issuers of prepaid debit cards are taking heat over high fees and how they market to consumers.

10 best spring auto lease deals

admin — Tue, 08 May 2012 09:30:25 +0000

These are the most intriguing auto leasing offers on the market today.

The right way to lease a car

admin — Tue, 08 May 2012 09:28:08 +0000

When it comes to leasing a car, a lot of people just ask, "How much is a lease on that car?" and leave it at that.

Investing in U.S. health spending? Think J&J

admin — Tue, 08 May 2012 09:21:27 +0000

A new CEO, Alex Gorsky, is taking over this giant maker of pharmaceuticals and other health products. Job one: Improve Johnson & Johnson's quality control.

Mortgage Rates : Real-Time MBS Pricing, May 7, 2012

admin — Mon, 07 May 2012 15:58:53 +0000

Real-time mortgage market updates for May 7, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 7, 2012.

Want to invest in a startup?

admin — Mon, 07 May 2012 13:34:39 +0000

Just got off the CNN Express, the mighty bus I ride to some of the less media-saturated parts of America, where concern about gas prices and frustration over Washington's ability to get much done are both running high.

Too broke to go bankrupt

admin — Mon, 07 May 2012 10:57:40 +0000

This year, hundreds of thousands of Americans are expected to be too broke to file for bankruptcy.

HARP Refinance Program : The Complete HARP II Eligibility Requirements

admin — Mon, 07 May 2012 05:45:36 +0000

The Home Affordable Refinance Program (HARP) is revamped and extended. There are no LTV requirements and fewer loan fees. It's a complete refinance overhaul.

Click for the complete post : HARP Refinance Program : The Complete HARP II Eligibility Requirements.

USDA Streamline Refinance Program : No Credit Scores, No Appraisals

admin — Mon, 07 May 2012 05:00:06 +0000

The USDA has launched its own version of HARP and the FHA's Streamline Refinance. No credit scores, no appraisals, very low mortgage rates.

Click for the complete post : USDA Streamline Refinance Program : No Credit Scores, No Appraisals.

Green Home Construction To Grow Five-Fold In Next 5 Years

admin — Mon, 07 May 2012 04:48:48 +0000

With material getting less expensive, "green homes" are expected to account for 40% of all new single-family homes by 2016.

Click for the complete post : Green Home Construction To Grow Five-Fold In Next 5 Years.

Fighters for consumer rights

admin — Fri, 04 May 2012 20:58:05 +0000

Meet four of Money magazine's Heroes: Consumer advocates who have made extraordinary efforts to improve others' financial well-being.

‘Will contributing the 401(k) max be enough?’

admin — Fri, 04 May 2012 19:31:48 +0000

I'm 40 and have more than twice my current salary saved. If I contribute the $17,000 maximum this year to my 401(k) and continue to do the max each year and make catch-up contributions starting at age 50, will I have enough money during retirement? -- Stan A.

How much are you spending on gas?

admin — Fri, 04 May 2012 19:05:53 +0000

How much of your monthly budget is going toward gas? Let MONEY magazine know in its latest poll.

Mortgage Rates : Real-Time MBS Pricing, May 4, 2012

admin — Fri, 04 May 2012 15:59:23 +0000

Real-time mortgage market updates for May 4, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 4, 2012.

Stuck in middle management? Five ways out.

admin — Fri, 04 May 2012 13:37:48 +0000

In your mid-30s to late 40s and feel like you'll never get promoted? You're far from alone, but you can take steps to jump-start your career.

Mortgage Rates Falling On 115,000 Non-Farm Payrolls Figure

admin — Fri, 04 May 2012 13:24:49 +0000

Mortgage rates are falling after the April jobs report It's a Wall Street quirk, though --one that should self-correct shortly.

Click for the complete post : Mortgage Rates Falling On 115,000 Non-Farm Payrolls Figure.

For sale: $50M Lake Tahoe compound

admin — Fri, 04 May 2012 12:25:31 +0000

When Internet millionaire Tom Gonzales was putting together his elaborate family compound on the shores of Lake Tahoe, he had one big concern: Where to put some of the most valuable cars in his 400-car collection.

5 ways to get best travel deals

admin — Fri, 04 May 2012 11:33:42 +0000

Rising fuel prices and a reviving economy are pushing prices up. Here are five new strategies to get an affordable vacation.

Lying to your spouse about money? Join the club

admin — Fri, 04 May 2012 11:07:54 +0000

Lying about money can ruin a relationship, but couples still do it all the time.

How to really beat the street

admin — Fri, 04 May 2012 11:00:55 +0000

New Fannie Mae Guarantee Fee Policy Could Raise Mortgage Costs (Again)

admin — Fri, 04 May 2012 10:30:10 +0000

Fannie Mae gave itself the power to raise "g-fees" with absolutely no advance notice.

Click for the complete post : New Fannie Mae Guarantee Fee Policy Could Raise Mortgage Costs (Again).

Science has a girl problem

admin — Fri, 04 May 2012 10:18:28 +0000

High school senior Mimi Yen spends a lot of time thinking about worm sex.

Freddie Mac’s “Lowest Mortgage Rates In History” : Just Smoke and Mirrors?

admin — Fri, 04 May 2012 10:00:18 +0000

Lower mortgage rates with higher fees is not an improvement -- it's accounting trick.

Click for the complete post : Freddie Mac’s “Lowest Mortgage Rates In History” : Just Smoke and Mirrors?.

Best deals on shopping

admin — Fri, 04 May 2012 09:50:56 +0000

Why pay retail? Pay less. Here are five strategies to never have to pay full price again.

The End Of Fannie Mae And Freddie Mac? Alternatives To GSE Guarantees.

admin — Fri, 04 May 2012 09:30:33 +0000

Guest opinion : Using covered bonds as a GSE alternative.

Click for the complete post : The End Of Fannie Mae And Freddie Mac? Alternatives To GSE Guarantees..

More employers give green light to flexible hours

admin — Thu, 03 May 2012 20:52:07 +0000

One way this economic slowdown has differed from past recessions: Efforts to help people balance work and family actually increased, says one study.

5 ways to get best travel deals

admin — Thu, 03 May 2012 20:22:10 +0000

Mortgage rates hit record lows

admin — Thu, 03 May 2012 16:00:35 +0000

Average rates for both 15-year and 30-year fixed mortgages fell to new all-time record lows this week, according to a report released by Freddie Mac Thursday.

Mortgage Rates : Real-Time MBS Pricing, May 3, 2012

admin — Thu, 03 May 2012 15:58:40 +0000

Real-time mortgage market updates for May 3, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 3, 2012.

Buying a home won’t get much cheaper

admin — Thu, 03 May 2012 15:48:52 +0000

Buying a home may never get any cheaper than this. Several housing experts are predicting that this year will be the last chance for bargain hunters to cash in on the best deals of the weak housing market.

Selling America’s bunkers

admin — Thu, 03 May 2012 15:43:27 +0000

Edward Peden and Dianna Ricke-Peden built their dream home in an unusual location -- an old underground missile bunker in rural Kansas.

The Jobs Report : Linked To Mortgage Rates And Housing

admin — Thu, 03 May 2012 14:42:30 +0000

Many people that believe that a recovery in housing will be tied to a recovery in jobs. So far, the theory holds true.

Click for the complete post : The Jobs Report : Linked To Mortgage Rates And Housing.

It’s still smart to bet on small-caps

admin — Thu, 03 May 2012 13:41:56 +0000

If you want to make a big bet on an economic recovery in the U.S., start thinking small. As in small-cap stocks.

Job market dropouts

admin — Thu, 03 May 2012 11:17:10 +0000

Last year, 86 million Americans were not counted in the labor force because they hadn't recently looked for work. Here's what they've been doing instead.

Reverse Mortgages : 3 Big Banks Exit Reverse Mortgage Business

admin — Thu, 03 May 2012 10:00:32 +0000

MetLife is the latest in a string of banks to cut the Reverse Mortgage program.

Click for the complete post : Reverse Mortgages : 3 Big Banks Exit Reverse Mortgage Business.

Reverse Mortgages : 3 Big Banks Exit Reverse Mortgage Business

admin — Thu, 03 May 2012 10:00:32 +0000

MetLife is the latest in a string of banks to cut the Reverse Mortgage program.

Click for the complete post : Reverse Mortgages : 3 Big Banks Exit Reverse Mortgage Business.

The real costs of owning a car

admin — Thu, 03 May 2012 09:45:43 +0000

When buying a car, think beyond the purchase price. To understand a car's real cost, take into account how much you'll be spending on it over time.

Banks slash retailers’ debit card fees

admin — Thu, 03 May 2012 09:14:51 +0000

With every swipe of a customer's debit card, small businesses and other retailers must pay transaction fees to the card issuer.

The 86 million invisible unemployed

admin — Thu, 03 May 2012 09:09:02 +0000

There are far more jobless people in the United States than you might think.

Homeownership falls to lowest rate in 15 years

admin — Wed, 02 May 2012 20:56:37 +0000

Homeownership in the U.S. fell to its lowest rate in 15 years during the first quarter as more delinquent borrowers lost their homes to foreclosure, forcing many to rent.

Mortgage Rates : Real-Time MBS Pricing, May 2, 2012

admin — Wed, 02 May 2012 16:01:01 +0000

Real-time mortgage market updates for May 2, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 2, 2012.

‘How much of my 401(k) should be in company stock?’

admin — Wed, 02 May 2012 15:27:00 +0000

I work for a Fortune 500 company that matches my 401(k) contributions in company stock, which I can then re-allocate to other investments every quarter if I wish. Given that I won't retire for several decades and I think my company has great growth potential, how much of my 401(k) do you think I should have in my company's stock? John, Minneapolis, Minn.

Landing a car loan is getting easier

admin — Wed, 02 May 2012 14:58:33 +0000

If you're going shopping for a new car we have good news for you. You can now get a car loan even if your credit rating isn't perfect.

Home Price Index (HPI): Home Values Rising Nationwide

admin — Wed, 02 May 2012 13:41:47 +0000

Are home prices rising or falling? It depends where you get your facts.

Click for the complete post : Home Price Index (HPI): Home Values Rising Nationwide.

HARP 3 : Early Rumblings On A HARP 2.0 Successor

admin — Wed, 02 May 2012 12:40:35 +0000

Prior to 2009, roughly one-third of home loans were "Alt-A" mortgages. It's for these mortgages that HARP 3 would be designed.

Click for the complete post : HARP 3 : Early Rumblings On A HARP 2.0 Successor.

Mortgages On Maternity Leave : MGIC Settlement Streamlines Loan Approvals

admin — Wed, 02 May 2012 10:00:28 +0000

MGIC settles housing discrimination claim with the Department of Justice and agrees to revise approval guidelines related to family leave.

Click for the complete post : Mortgages On Maternity Leave : MGIC Settlement Streamlines Loan Approvals.

Best deals in education

admin — Wed, 02 May 2012 09:51:31 +0000

Going back to school can be cheaper than you think, with a wealth of free online courses to choose from and an easy way to have your class work accredited. Saving for college can be easier too. We have three expert picks for the best 529 college savings plans.

Debt inequality is the new income inequality

admin — Wed, 02 May 2012 09:29:07 +0000

The rich are getting richer, and everyone else is going deeper into debt trying to keep up.

Market forecast: Is it a bull or a bear?

admin — Wed, 02 May 2012 09:20:36 +0000

Labels like "bull" or "bear" market have mattered little lately. All you needed to know was, "Should I put on my aggressive or defensive hat today?"

Mortgage Rates : Real-Time MBS Pricing, May 1, 2012

admin — Tue, 01 May 2012 16:00:17 +0000

Real-time mortgage market updates for May 1, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, May 1, 2012.

What does fulfillment at work really look like?

admin — Tue, 01 May 2012 14:16:12 +0000

For the last 30 years, Semco has operated as a kind of lab for experimenting on what it takes to build positive working lives.

Mortgage Rates Feel The Effects Of The Season

admin — Tue, 01 May 2012 11:30:43 +0000

In each of the last two Mays, mortgage rates have made new, all-time lows. This year, they may do the same.

Click for the complete post : Mortgage Rates Feel The Effects Of The Season.

HARP 2.0 : More Than 50% Of Surveyed Banks Participating

admin — Tue, 01 May 2012 10:00:55 +0000

Federal Reserve survey results indicate that more homeowners could resolve underwater mortgage loans through HARP 2.0.

Click for the complete post : HARP 2.0 : More Than 50% Of Surveyed Banks Participating.

Best banking deals: Earn more cash

admin — Tue, 01 May 2012 09:43:13 +0000

Interest rates are lousy, and you can boost your yield only so much. But these savings and credit strategies will pay off.

Where not to stash your cash

admin — Tue, 01 May 2012 09:37:22 +0000

Money-market funds used to be boring -- and investors loved them that way. You could earn bank-beating yields with little risk, even if the funds weren't backed by FDIC insurance.

6 ways to get a great mortgage deal

admin — Mon, 30 Apr 2012 19:06:22 +0000

Finding an affordable house is no longer a problem but qualifying for a mortgage can be. Six tips to getting a mortgage and a good rate.

Hiring in a hurry picks up

admin — Mon, 30 Apr 2012 18:28:34 +0000

As competition for talented workers heats up, some companies are giving their hiring process a boost and reducing their interview-to-offer times.

Hiring in a hurry picks up

admin — Mon, 30 Apr 2012 18:28:34 +0000

As competition for talented workers heats up, some companies are giving their hiring process a boost and reducing their interview-to-offer times.

More men choosing kids over career

admin — Mon, 30 Apr 2012 15:59:33 +0000

Before Jessica and Lance Somerfeld had their baby, they decided it would make the most financial sense for one of them to stay home to raise him. Since Lance made a fraction of Jessica's earnings, he was the obvious choice.

Mortgage Rates : Real-Time MBS Pricing, April 30, 2012

admin — Mon, 30 Apr 2012 15:57:10 +0000

Real-time mortgage market updates for April 30, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 30, 2012.

Great-value cars worth buying now

admin — Mon, 30 Apr 2012 11:49:53 +0000

Why Lenders Are Falling Over Backwards For Your HARP Mortgage Application

admin — Mon, 30 Apr 2012 11:30:08 +0000

HARP mortgage rates have dropped as banks get competitive.

Click for the complete post : Why Lenders Are Falling Over Backwards For Your HARP Mortgage Application.

7 beautiful spring car deals

admin — Mon, 30 Apr 2012 10:21:06 +0000

Big discounts on cars aren't as easy to find as they once were, but here are some suggestions.

4 ways to cash in on $100 oil

admin — Mon, 30 Apr 2012 10:13:00 +0000

Given recent experience, you might naturally assume that the sharp run-up in oil prices over the past several months will soon cause the economy and financial markets to seize up.

Short Sales Play Growing Role in Home Sales

admin — Mon, 30 Apr 2012 10:00:37 +0000

New Short Sale rules for Fannie Mae and Freddie Mac require 30-day approvals.

Click for the complete post : Short Sales Play Growing Role in Home Sales.

$600,000 in debt, planning to be a stay-at-home mom

admin — Fri, 27 Apr 2012 19:47:19 +0000

Donald Yap, 33, and Andrea Beck, 34, make pretty good money: a combined $183,000 from her job as a researcher at the University of Colorado, his job at consulting firm Booz Allen Hamilton, plus his service as a major in the Air Force Reserve.

$600,000 in debt, planning to be a stay-at-home mom

admin — Fri, 27 Apr 2012 19:47:19 +0000

Mortgage Rates : Real-Time MBS Pricing, April 27, 2012

admin — Fri, 27 Apr 2012 15:58:32 +0000

Real-time mortgage market updates for April 27, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 27, 2012.

Mortgage Rates : 15-Year “On Sale” At Lowest Levels In History

admin — Fri, 27 Apr 2012 14:48:33 +0000

So why might you switch to a 15-year mortgage? The answer is simple. Huge long-term savings.

Click for the complete post : Mortgage Rates : 15-Year “On Sale” At Lowest Levels In History.

Flash sale sites get a makeover

admin — Fri, 27 Apr 2012 14:43:31 +0000

The phenomenon known as the flash sale is starting to flame out, forcing some of the bigger players in the industry to reinvent themselves.

Flash sale sites get a makeover

admin — Fri, 27 Apr 2012 14:43:31 +0000

The phenomenon known as the flash sale is starting to flame out, forcing some of the bigger players in the industry to reinvent themselves.

Unique summer camps

admin — Fri, 27 Apr 2012 13:27:04 +0000

Forget roasting marshmallows and singing campfire songs. These 5 summer camps have kids doing Hollywood stunts, launching businesses, and learning the ins and outs of becoming a secret agent.

Pending Home Sales Index Crosses 100; Job Growth In 30 States

admin — Fri, 27 Apr 2012 10:00:29 +0000

The Pending Home Sales Index crossed 100; Unemployment Rates are dropping; Existing Homes are rising.

Click for the complete post : Pending Home Sales Index Crosses 100; Job Growth In 30 States.

Pending Home Sales Index Crosses 100; Job Growth In 30 States

admin — Fri, 27 Apr 2012 10:00:29 +0000

The Pending Home Sales Index crossed 100; Unemployment Rates are dropping; Existing Homes are rising.

Click for the complete post : Pending Home Sales Index Crosses 100; Job Growth In 30 States.

‘Do I really need my savings to last until I’m 100?’

admin — Fri, 27 Apr 2012 09:33:47 +0000

Why do I need my savings to last to age 100 if my average life span is much shorter? -- Mike Johnson, Fairfield, Ohio

Soaring disability benefits for vets

admin — Fri, 27 Apr 2012 09:24:33 +0000

After more than a decade of continuous warfare, the cost of disability compensation for wounded veterans is surging to mammoth proportions.

Mortgage Rates : Real-Time MBS Pricing, April 26, 2012

admin — Thu, 26 Apr 2012 16:04:36 +0000

Real-time mortgage market updates for April 26, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 26, 2012.

Can you get hired on the second (or third) try?

admin — Thu, 26 Apr 2012 15:49:36 +0000

Now that hiring is starting to pick up, it may be worth trying again at companies where you applied in the past. Here's how to do it.

Your insurance company may owe you $127

admin — Thu, 26 Apr 2012 15:31:31 +0000

Thanks to a provision in the health care reform law, millions of consumers will be receiving rebates from their insurers this summer.

Now on sale at Costco: Mortgages

admin — Thu, 26 Apr 2012 14:52:47 +0000

Costco shoppers can not only find bulk-packs of chicken wings, 24-rolls of toilet paper and large-screen TVs at a discount. They can now land themselves a mortgage.

Appraisals : For All Mortgages Except FHA Streamline Refinance And HARP Refinance

admin — Thu, 26 Apr 2012 13:54:27 +0000

Each home is unique so each appraisal is unique, and appraisals are needed for nearly all loan types -- save for the FHA Streamline Refinance and the HARP mortgage program.

Click for the complete post : Appraisals : For All Mortgages Except FHA Streamline Refinance And HARP Refinance.

Logjam in foreclosure filings breaking up

admin — Thu, 26 Apr 2012 10:25:27 +0000

There is more evidence that the foreclosure logjam is breaking up.

Why half of us don’t pay income tax

admin — Thu, 26 Apr 2012 09:49:11 +0000

It's a provocative fact about the tax code: Nearly half of U.S. households end up owing no federal income tax.

The poor stay poor

admin — Thu, 26 Apr 2012 08:56:08 +0000

Most of those in the poorest income quintile spent all or nearly all of the period between 1996 and 2006 stuck in place, according to a new report issued by the Federal Reserve Bank of Boston.

The poor stay poor

admin — Thu, 26 Apr 2012 08:56:08 +0000

Most of those in the poorest income quintile spent all or nearly all of the period between 1996 and 2006 stuck in place, according to a new report issued by the Federal Reserve Bank of Boston.

America’s cleanest cities

admin — Wed, 25 Apr 2012 23:24:23 +0000

These cities have the top air quality in the nation, according to the American Lung Association's State of the Air rankings for 2012.

America’s cleanest cities

admin — Wed, 25 Apr 2012 23:24:23 +0000

These cities have the top air quality in the nation, according to the American Lung Association's State of the Air rankings for 2012.

Best deals on cars

admin — Wed, 25 Apr 2012 21:34:24 +0000

To get a deal on wheels, you need to know the numbers and play dealers off one another. Decide on the model and options you want ahead of time. The second you step on a lot, you'll get hit with sales pitches that play on your ego.

The April 2012 FOMC Statement And Its Effect On Mortgage Rates

admin — Wed, 25 Apr 2012 17:01:09 +0000

The Fed's April 2012 FOMC meeting has concluded. Mortgage rates will rise long before the Fed Funds Rate does.

Click for the complete post : The April 2012 FOMC Statement And Its Effect On Mortgage Rates.

Mortgage Rates : Real-Time MBS Pricing, April 25, 2012

admin — Wed, 25 Apr 2012 16:20:44 +0000

Real-time mortgage market updates for April 25, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 25, 2012.

Pollution report: More Americans breathing easier

admin — Wed, 25 Apr 2012 15:49:30 +0000

While dangerous pollutants still threaten the health of millions of Americans, the United States has made great strides in clearing the air, according to the American Lung Association.

March New Home Sales Much Less Dire Than The Headline Drop-Off

admin — Wed, 25 Apr 2012 13:26:09 +0000

The housing market has stepped sideways. At least, temporarily. Sales of new homes moved lower in March, surprising analysts and sellers.

Click for the complete post : March New Home Sales Much Less Dire Than The Headline Drop-Off.

Forecast for teen summer job market: Mostly sunny

admin — Wed, 25 Apr 2012 13:21:24 +0000

Increased hiring, less competition from older workers, and a new government push all point to better prospects for teens this year.

Are REITs a safe investment for retirement?

admin — Wed, 25 Apr 2012 13:20:17 +0000

Are REITs a safe investment for one's retirement years? -- Ray H., Florissant, Mo.

Want a free ride to college? Make a pitch

admin — Wed, 25 Apr 2012 10:58:51 +0000

One of the hottest proposals for a new -- and possibly better -- way to pay for college got one of its most important tests one snowy day this winter in a Clarkson University classroom.

Don’t let debt weigh down your retirement

admin — Wed, 25 Apr 2012 10:34:18 +0000

Not so long ago debt "was a four-letter word when spoken in the same breath as "retirement." Before waltzing into their golden years, older Americans paid off their loans, then celebrated by burning the mortgage.

10 most polluted cities

admin — Wed, 25 Apr 2012 01:25:26 +0000

The U.S. has significantly reduced its air pollution, but there's still a lot of work to be done. These 10 cities had the highest levels of year-round pollution, according to the American Lung Association's 2012 rankings.

Best deals on renovating

admin — Tue, 24 Apr 2012 22:01:59 +0000

Millions of dead people get identities stolen

admin — Tue, 24 Apr 2012 21:07:46 +0000

Just because you're dead doesn't mean you can't be robbed.

Why the iPhone is a bargain and other tech deals

admin — Tue, 24 Apr 2012 18:46:47 +0000

Don't rush out to buy the newest gadget. Patience pays off with lower prices.

Student loan rate hike: What you need to know

admin — Tue, 24 Apr 2012 18:35:51 +0000

On July 1, the interest rates on student loans subsidized by Uncle Sam will double to 6.8%.

Home prices lowest since 2002

admin — Tue, 24 Apr 2012 16:25:02 +0000

Home prices hit new post-bubble lows in February, according to a report out Tuesday.

Our home was saved from foreclosure

admin — Tue, 24 Apr 2012 16:24:47 +0000

Tamera Hewlett-Vallejo and her husband, Tom, came within a whisker of losing their Sacramento, Calif., home in a foreclosure auction last month. But as a result of the $26 billion national mortgage settlement, the Vallejos were given a last-minute reprieve.

Mortgage Rates : Real-Time MBS Pricing, April 24, 2012

admin — Tue, 24 Apr 2012 15:59:36 +0000

Real-time mortgage market updates for April 24, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 24, 2012.

Inside Harvard B-school’s startup boot camp

admin — Tue, 24 Apr 2012 15:28:15 +0000

With $3,000 of seed capital from Harvard Business School, around 150 MBA teams were tasked with developing their very own micro-businesses in short order. Here's what they came up with.

Does it pay to buy long-term care insurance?

admin — Tue, 24 Apr 2012 15:20:45 +0000

Shopping for long-term care coverage?

New-home sales show a winter glow

admin — Tue, 24 Apr 2012 14:27:15 +0000

While sales of new homes slowed in March, government figures for the previous two months were revised sharply higher Tuesday, pointing to a solid winter rebound in the housing market.

Want a promotion? Make friends at work.

admin — Tue, 24 Apr 2012 14:16:47 +0000

If you're not reaching out to make and nurture friendships at work, you're probably hurting your career.

HARP 3.0 : What It Means, Who May Qualify (Including Mortgage Rates)

admin — Tue, 24 Apr 2012 13:02:04 +0000

Forget HARP 2. The talk is now for HARP 3. See who might qualify for HARP 3 and who the government might try to help.

Click for the complete post : HARP 3.0 : What It Means, Who May Qualify (Including Mortgage Rates).

Short-Term Corporate Debts Issuances Rise, Suggests Economic Recovery Is Close

admin — Tue, 24 Apr 2012 10:53:50 +0000

The use of short-term debt is on the rise, a less well-known sign of economic recovery.

Click for the complete post : Short-Term Corporate Debts Issuances Rise, Suggests Economic Recovery Is Close.

Mortgage payments lowest in decades

admin — Mon, 23 Apr 2012 16:02:42 +0000

For today's homebuyers, the weight of the monthly mortgage bill is the lightest it's been in decades.

Mortgage Rates : Real-Time MBS Pricing, April 23, 2012

admin — Mon, 23 Apr 2012 15:59:49 +0000

Real-time mortgage market updates for April 23, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 23, 2012.

Best deals on stocks & bonds

admin — Mon, 23 Apr 2012 14:31:15 +0000

It's getting tough to find a bargain these days and the stock market isn't cheap. But there's value to be found in the markets, if you tilt your game plan toward equities.

Best deals on stocks & bonds

admin — Mon, 23 Apr 2012 14:31:15 +0000

It's getting tough to find a bargain these days and the stock market isn't cheap. But there's value to be found in the markets, if you tilt your game plan toward equities.

Calculate Your Mortgage Payment Using Spreadsheet Formulas In Microsoft Excel, Mac Numbers, and Google Docs

admin — Mon, 23 Apr 2012 13:18:42 +0000

Are you the "spreadsheet type"? Do your own mortgage math within Microsoft Excel, Mac Numbers and/or Google Docs. Take these built-in formulas and just add mortgage rates.

Click for the complete post : Calculate Your Mortgage Payment Using Spreadsheet Formulas In Microsoft Excel, Mac Numbers, and Google Docs.

Calculate Your Mortgage Payment Using Spreadsheet Formulas In Microsoft Excel, Mac Numbers, and Google Docs

admin — Mon, 23 Apr 2012 13:18:42 +0000

Are you the "spreadsheet type"? Do your own mortgage math within Microsoft Excel, Mac Numbers and/or Google Docs. Take these built-in formulas and just add mortgage rates.

Click for the complete post : Calculate Your Mortgage Payment Using Spreadsheet Formulas In Microsoft Excel, Mac Numbers, and Google Docs.

First Mortgage Default Rates Fall Below 2%; Second Mortgage Default Rates At 3-Year Low

admin — Mon, 23 Apr 2012 12:57:43 +0000

First mortgage defaults fell from 2.02% to 1.88% in March, and second mortgage defaults decreased to 1.03%. The latter is a 3-year low.

Click for the complete post : First Mortgage Default Rates Fall Below 2%; Second Mortgage Default Rates At 3-Year Low.

First Mortgage Default Rates Fall Below 2%; Second Mortgage Default Rates At 3-Year Low

admin — Mon, 23 Apr 2012 12:57:43 +0000

First mortgage defaults fell from 2.02% to 1.88% in March, and second mortgage defaults decreased to 1.03%. The latter is a 3-year low.

Click for the complete post : First Mortgage Default Rates Fall Below 2%; Second Mortgage Default Rates At 3-Year Low.

Mortgage Backed Securities: A Primer

admin — Fri, 20 Apr 2012 21:47:57 +0000

Mortgage-backed securities (“MBS”) are considered to be a particularly stable investment.

Click for the complete post : Mortgage Backed Securities: A Primer.

‘I’m 39 with $1.2M saved, can I finally live it up?’

admin — Fri, 20 Apr 2012 18:45:37 +0000

I'm 39, self-employed and make $200,000 a year. I have no mortgage and have saved $1.2 million, 75% of which is in retirement accounts. I'd like to relax and live it up a bit, but I'm afraid that the good days might end.

Great deals on food & wine

admin — Fri, 20 Apr 2012 17:06:06 +0000

Mortgage Rates : Real-Time MBS Pricing, April 20, 2012

admin — Fri, 20 Apr 2012 16:09:16 +0000

Real-time mortgage market updates for April 20, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 20, 2012.

Jumbo Mortgage Rates Help Boost Luxury Housing Market

admin — Fri, 20 Apr 2012 15:29:47 +0000

March 2012 was characterized by aggressive mortgage rates in the jumbo and super-jumbo arena. It helped fuel a surge in luxury home sales.

Click for the complete post : Jumbo Mortgage Rates Help Boost Luxury Housing Market.

Where have all the women’s jobs gone?

admin — Fri, 20 Apr 2012 10:12:12 +0000

More jobless Americans are finding work these days, but they are mainly lucky fellas.

Best cards for bad credit

admin — Thu, 19 Apr 2012 22:42:51 +0000

When no other bank wants you, these nine credit card superheroes will help lift you -- and maybe even your credit score -- out of the dumps.

Short sales expected to surge this year

admin — Thu, 19 Apr 2012 21:13:38 +0000

Short sales are rising sharply, offering many struggling homeowners a better alternative to foreclosure in many of the nation's hardest hit states.

It’s safe to sell your home again

admin — Thu, 19 Apr 2012 18:24:13 +0000

Given everything they knew about the lackluster housing market, Meghann and Cort Battles didn't expect much when they listed their four-bedroom home in Centennial, a Denver suburb, for sale in January. So they were taken aback by the onslaught of interest.

Cheap ways to get more sleep

admin — Thu, 19 Apr 2012 18:17:45 +0000

Want to slash your health care costs, boost your brainpower, and increase your financial smarts? Get some sleep.

“Option 3″ May Be Treasury’s Preferred Path For Fannie Mae And Freddie Mac

admin — Thu, 19 Apr 2012 18:10:30 +0000

The U.S. Treasury is trying to reduce the collective footprint of Fannie Mae and Freddie Mac.

Click for the complete post : “Option 3″ May Be Treasury’s Preferred Path For Fannie Mae And Freddie Mac.

Why new college grads should aim high

admin — Thu, 19 Apr 2012 17:29:40 +0000

Getting your dream job may be a more realistic goal than you think, says an author. He's speaking from experience.

Mortgage Rates : Real-Time MBS Pricing, April 19, 2012

admin — Thu, 19 Apr 2012 16:11:30 +0000

Real-time mortgage market updates for April 19, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 19, 2012.

Foreclosures : There’s A New #1 State For Foreclosure Activity

admin — Thu, 19 Apr 2012 15:39:26 +0000

After more than 5 years, Nevada is no longer the top state for foreclosures. Guess who's the new number one. (HINT: It's NOT California).

Click for the complete post : Foreclosures : There’s A New #1 State For Foreclosure Activity.

Got bad credit? Card issuers want you

admin — Thu, 19 Apr 2012 14:50:43 +0000

Credit card issuers are ramping up lending to consumers with poor credit. But borrowers beware: The terms aren't always going to be good.

When leaders are scarce, employees look to peers

admin — Thu, 19 Apr 2012 13:31:42 +0000

To attract the kind of people they need, large organizations like Microsoft and KPMG are flipping the idea of mentoring on its head.

New rules will speed up short sales

admin — Thu, 19 Apr 2012 11:08:07 +0000

The Federal Housing Finance Agency laid out new rules aimed at speeding up the short sale process, a move that could keep many homes from falling into foreclosure.

Moms: ‘I can’t afford to work’

admin — Wed, 18 Apr 2012 20:51:06 +0000

After factoring in the rising cost of child care, the daily commute and other work-related expenses, a growing number of mothers are figuring out that having a job just doesn't pay.

The pay gap between women and men

admin — Wed, 18 Apr 2012 19:56:33 +0000

In most industries, women still get paid less than men. But the gap is widens - or narrows - in certain industries.

The pay gap between women and men

admin — Wed, 18 Apr 2012 19:56:33 +0000

In most industries, women still get paid less than men. But the gap is widens - or narrows - in certain industries.

From private banker to high-end butcher

admin — Wed, 18 Apr 2012 16:34:11 +0000

As a VP and senior private banker at J.P. Morgan Chase in Chicago, Terry Walsh was the point person for high-net-worth clients. He'd been working his way up in banking since graduating from college. But all the while, he'd dreamed of doing something else: opening a butcher shop.

Best Buy closeout sales: Deals to expect

admin — Wed, 18 Apr 2012 16:19:19 +0000

Bad news for Best Buy means deals for shoppers. But don't expect to walk away with the steal of the century on an iPad or brand new 60-inch HDTV.

Best Buy closeout sales: Deals to expect

admin — Wed, 18 Apr 2012 16:19:19 +0000

Bad news for Best Buy means deals for shoppers. But don't expect to walk away with the steal of the century on an iPad or brand new 60-inch HDTV.

Mortgage Rates : Real-Time MBS Pricing, April 18, 2012

admin — Wed, 18 Apr 2012 16:06:01 +0000

Real-time mortgage market updates for April 18, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 18, 2012.

Grads: A lame job is better than no job

admin — Wed, 18 Apr 2012 15:18:26 +0000

As job offers become more frequent for recent grads, it's raising a question for the mortarboard set: should you take a sub-optimal offer, or hold out for something better?

Grads: A lame job is better than no job

admin — Wed, 18 Apr 2012 15:18:26 +0000

As job offers become more frequent for recent grads, it's raising a question for the mortarboard set: should you take a sub-optimal offer, or hold out for something better?

Mortgage Rates : Rising Because EVERYONE Wants To Refinance

admin — Wed, 18 Apr 2012 14:43:21 +0000

Refinance applications rose 13.5% this week, straining mortgage lenders and underwriters. Expect higher mortgage rates to slow the flood.

Click for the complete post : Mortgage Rates : Rising Because EVERYONE Wants To Refinance.

How PIIGS Move U.S. Mortgage Rates

admin — Wed, 18 Apr 2012 13:52:24 +0000

Spain is the second Eurozone nation to face severe debt concerns. Italy is thought to be next. U.S. mortgage rates are benefitting.

Click for the complete post : How PIIGS Move U.S. Mortgage Rates.

Best moves for the new investor

admin — Wed, 18 Apr 2012 10:31:16 +0000

I've saved about $10,000 in a checking account that I'm now ready to invest. My dad says I should buy precious metals but I'm not sure this is a wise choice. Can you give me some advice on how to invest this money? -- Kevin, Tell City, Ind.

5 things to know about back pain

admin — Wed, 18 Apr 2012 09:43:30 +0000

Americans spend plenty of money seeking a cure for back pain. It's a common, often debilitating ailment. But before you drop a bundle on medical treatment for your aching spine, check out these less costly, less aggressive ways to address the discomfort.

Real estate secret: College towns

admin — Wed, 18 Apr 2012 09:06:51 +0000

From Athens, Ohio to College Station, Texas, real estate investors are seeking out homes in college towns that offer a steady stream of renters and stable, prosperous economies.

Your taxes are due!

admin — Tue, 17 Apr 2012 16:19:39 +0000

Unless you've filed for an extension, today is the last day to get your taxes turned in to the IRS.

Mortgage Rates : Real-Time MBS Pricing, April 17, 2012

admin — Tue, 17 Apr 2012 16:15:21 +0000

Real-time mortgage market updates for April 17, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 17, 2012.

What To Do When Your HARP 2.0 Application Is Denied For High Loan-To-Value

admin — Tue, 17 Apr 2012 14:43:06 +0000

41 percent of HARP applicants report LTVs over 125%. Why are these homeowners having a hard time getting approved for HARP 2.0?

Click for the complete post : What To Do When Your HARP 2.0 Application Is Denied For High Loan-To-Value.

How do you get into Harvard Biz School?

admin — Tue, 17 Apr 2012 14:30:00 +0000

You likely need stratospheric GMAT scores, that goes without saying. Dean of admissions Dee Leopold discusses the softer qualifications she seeks in a successful candidate.

Best investments at ages 55-plus

admin — Tue, 17 Apr 2012 14:07:23 +0000

Welcome to the homestretch! You still need momentum, but with retirement in sight, your mix of stocks and bonds should begin to balance out.

Best investments at ages 45 to 54

admin — Tue, 17 Apr 2012 14:05:11 +0000

With 20-plus working years under your belt, you're beginning to close in on retirement.

3 best headphones and earbuds

admin — Tue, 17 Apr 2012 10:02:31 +0000

Want higher-fidelity music from your portable music player or smartphone? Invest in one of these upgrades for your earbuds, and the payoff will be loud and clear.

Pick the story you want in MONEY magazine

admin — Mon, 16 Apr 2012 18:44:42 +0000

Should it be "Get It for Free!" or "101 Ways to Build Wealth"? Take the poll and tell us. Plus, ask a personal-finance question you'd like answered in the magazine. It's all for MONEY's third annual Readers' Choice issue.

HARP 2.0 : Approved By Fannie Mae, Denied By Freddie Mac?

admin — Mon, 16 Apr 2012 17:19:35 +0000

HARP applications with Freddie Mac are being denied at an alarming rate. In response, Freddie Mac will "fine-tune" its underwriting process.

Click for the complete post : HARP 2.0 : Approved By Fannie Mae, Denied By Freddie Mac?.

Mortgage Rates : Real-Time MBS Pricing, April 16, 2012

admin — Mon, 16 Apr 2012 16:04:13 +0000

Real-time mortgage market updates for April 16, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 16, 2012.

Your taxes are due April 17!

admin — Mon, 16 Apr 2012 15:31:26 +0000

Before you start to panic, remember that you still have a couple more days to get your return filed to Uncle Sam.

Consumer bureau to ease caps on some credit card fees

admin — Mon, 16 Apr 2012 15:27:34 +0000

The Consumer Financial Protection Bureau is reversing a rule that would have capped credit card fees associated with opening a new credit card account, in response to a federal court ruling last year.

Without health care reform, 20-somethings out of luck

admin — Mon, 16 Apr 2012 15:08:08 +0000

When you're young, health insurance is hardly a priority. But for Sarah Adkins, 25, it was a lifesaver.

Best investments at ages 35 to 44

admin — Mon, 16 Apr 2012 14:56:50 +0000

When it comes to putting together a retirement portfolio, you need to think like an athlete running a marathon.

New Job? Get A Mortgage Approval Using “Offer Letter” Income.

admin — Mon, 16 Apr 2012 12:46:36 +0000

In a mortgage policy reversal, now, with a signed job offer letter in-hand, or proof of a pending pay raise, you can use your future, expected income to get mortgage-approved. Get a job and close within 90 days.

Click for the complete post : New Job? Get A Mortgage Approval Using “Offer Letter” Income..

Cut your family’s cell phone bill

admin — Mon, 16 Apr 2012 10:53:50 +0000

You knew joining the smartphone revolution would have repercussions for your monthly budget. Now that your whole household is hooked up, however, the sum total of overages, surcharges and usage fees has probably caught you by surprise.

Romney files for extension on his 2011 tax return

admin — Fri, 13 Apr 2012 23:11:31 +0000

Like millions of other Americans, Mitt Romney isn't going to be ready to file his taxes on time this year.

60 seconds to pitch Warren Buffett your business plan

admin — Fri, 13 Apr 2012 21:13:46 +0000

Finalists at Rice University's Business Plan Competition were given 60 seconds to pitch their business to an imaginary Buffett on Thursday. Out of the 43 pitches we heard, here are Fortune's favorites.

What you need to know about the budget

admin — Fri, 13 Apr 2012 21:12:08 +0000

Reducing the bite of pet care costs

admin — Fri, 13 Apr 2012 21:05:26 +0000

Jinkies, a great dane, was just 10 weeks old when she was stepped on by another dog, breaking the fibular growth plate in her leg. Her owners, Scott and Ronda Warywoda of Twentynine Palms, Calif., were determined to nurse their pet back to health.

There’s still time left to file your taxes

admin — Fri, 13 Apr 2012 19:55:00 +0000

Tax Day is drawing near, but you still have a little time left to get your return filed to Uncle Sam.

Mortgage Rates : Real-Time MBS Pricing, April 13, 2012

admin — Fri, 13 Apr 2012 15:56:18 +0000

Real-time mortgage market updates for April 13, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 13, 2012.

How do you win a biz plan competition?

admin — Fri, 13 Apr 2012 15:17:36 +0000

As plenty of budding entrepreneurs have learned at Rice University's Business Plan Competition, a solid idea alone will not win you much in praise, prizes, or, most importantly, investment.

30-Year Mortgage Rates Drop To 3.88%

admin — Fri, 13 Apr 2012 14:24:01 +0000

Mortgage rates are back below 4 percent again. If you missed the lowest rates of all time earlier this year, you get a second chance.

Click for the complete post : 30-Year Mortgage Rates Drop To 3.88%.

The Unlikely Likelihood Of Mass Principal Reduction

admin — Fri, 13 Apr 2012 13:52:57 +0000

The press is talking about massive mortgage writedowns. The government explains why it won't happen.

Click for the complete post : The Unlikely Likelihood Of Mass Principal Reduction.

Spring travel deals: Leave before Memorial Day and save

admin — Fri, 13 Apr 2012 09:59:44 +0000

Rather than wait until the summer for your next vacation, take off before Memorial Day. The smaller crowds -- and big savings -- are well worth the rush.

Flood of foreclosures to hit the housing market

admin — Fri, 13 Apr 2012 09:34:13 +0000

The golden age for foreclosure squatters may soon be coming to an end now that the $26 billion mortgage settlement has been approved.

‘Youngest-ever black CEO’ charged with fraud

admin — Thu, 12 Apr 2012 20:23:16 +0000

Federal officials announced Thursday that they had charged a man who billed himself as the youngest-ever black CEO of a publicly traded company with running a Ponzi scheme.

Mortgage rates tumble back into record territory

admin — Thu, 12 Apr 2012 20:11:17 +0000

Mortgage rates fell this week, with the 15-year fixed rate hitting yet another record low, amid news of weak job growth during the month of March.

Investing in Europe? Look north

admin — Thu, 12 Apr 2012 18:21:50 +0000

Europe is strong and growing -- if you know where to look.

Mortgage Rates : Real-Time MBS Pricing, April 12, 2012

admin — Thu, 12 Apr 2012 16:09:16 +0000

PPI Inflation Mixed A stock market rally has caused MBS to move lower from the morning highs. The results from the 30-yr Treasury auction will come out around 1:00 et. Energy price increases were lower than expected in March, but PPI inflation outside of energy exceeded expectations. Weekly Jobless Claims rose to 380K, ...

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 12, 2012.

Will a lack of references cost you a job offer?

admin — Thu, 12 Apr 2012 15:26:46 +0000

Employers do check references, so declining to provide any is not really an option. Here's how to manage this essential element of a job hunt.

How To Cancel Your FHA Mortgage Insurance Premiums (MIP)

admin — Thu, 12 Apr 2012 14:32:02 +0000

How FHA mortgage insurance works, and how to cancel your monthly MIP requirement. Depending on your loan type, the rules for FHA MIP cancellation vary.

Click for the complete post : How To Cancel Your FHA Mortgage Insurance Premiums (MIP).

FHA Expected To Revise Its $1,000 Collections Policy For Mortgages

admin — Thu, 12 Apr 2012 14:27:29 +0000

The FHA is expected to remove its policy punishing borrowers with outstanding collections on credit.

Click for the complete post : FHA Expected To Revise Its $1,000 Collections Policy For Mortgages.

Don’t overlook this $6,000 tax credit

admin — Thu, 12 Apr 2012 12:03:13 +0000

Many of the people who could use a little extra money the most are missing out on a tax credit worth up to nearly $6,000.

Mortgage Rates : Real-Time MBS Pricing, April 11, 2012

admin — Wed, 11 Apr 2012 16:00:32 +0000

Real-time mortgage market updates for April 11, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 11, 2012.

Fatal car wrecks jump on tax day

admin — Wed, 11 Apr 2012 13:43:50 +0000

The odds of getting into a fatal crash increase by 6% on tax filing day, according to a study published Wednesday in the Journal of the American Medical Association.

Audits of super-duper rich off to a slow start

admin — Wed, 11 Apr 2012 10:24:55 +0000

The IRS defended itself this week against claims that the agency is going easy on the nation's super rich taxpayers.

The 5-10 Properties Program Is For Investors With More Than 4 Properties Financed

admin — Wed, 11 Apr 2012 10:11:25 +0000

Fannie Mae's standard mortgage guidelines include its 5-10 Properties Financed Program. Yet, most banks won't offer it to the public. If you've ever been turned down by your bank for having more than 4 properties financed, here's what to do about it.

Click for the complete post : The 5-10 Properties Program Is For Investors With More Than 4 Properties Financed.

Mortgage Rates : Real-Time MBS Pricing, April 10, 2012

admin — Tue, 10 Apr 2012 15:58:16 +0000

Real-time mortgage market updates for April 10, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 10, 2012.

“How Much Home Can I Afford?” Is The Absolute Wrong Question

admin — Tue, 10 Apr 2012 12:15:07 +0000

If your home search starts with the question "How much home can I afford?", you're doing it wrong. Your focus is misplaced. Whether you're a first-time home buyer or an experienced investor; whether you live in high-cost areas such New York City or Los Angeles, or affordable areas such as Columbus, Ohio or Blacksburg, Virginia; ...

Click for the complete post : “How Much Home Can I Afford?” Is The Absolute Wrong Question.

HARP 2.0 Applications Up, Approvals Down

admin — Tue, 10 Apr 2012 11:34:57 +0000

HARP 2.0 applications are surging. But, based on falling mortgage prepay speeds, not everyone is getting approved.

Click for the complete post : HARP 2.0 Applications Up, Approvals Down.

Mortgage Rates : Real-Time MBS Pricing, April 9, 2012

admin — Mon, 09 Apr 2012 16:01:22 +0000

Real-time mortgage market updates for April 9, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 9, 2012.

Mortgage Rates : Is Spain This Year’s Greece?

admin — Mon, 09 Apr 2012 12:47:23 +0000

Will Spain be this year's Greece? Home buyers and mortgage rate shoppers hope so.

Click for the complete post : Mortgage Rates : Is Spain This Year’s Greece?.

2012 Conforming And Jumbo Loan Limits For Every U.S. County

admin — Mon, 09 Apr 2012 11:08:20 +0000

The 2012 conforming loan limits vary by property-type and location. See what your area's conforming mortgage and jumbo loan limits are in 2012.

Click for the complete post : 2012 Conforming And Jumbo Loan Limits For Every U.S. County.

Quick Calculations : Can You Afford This Home?

admin — Mon, 09 Apr 2012 10:56:36 +0000

Wanting to buy a home and having the ability to afford a home are two different things. You can use your lender's DTI math as a guideline.

Click for the complete post : Quick Calculations : Can You Afford This Home?.

Mortgage Rates : Real-Time MBS Pricing, April 6, 2012

admin — Fri, 06 Apr 2012 16:05:11 +0000

Real-time mortgage market updates for April 6, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 6, 2012.

Mortgage Rates Dropping On 120,000 Non-Farm Payroll Figure

admin — Fri, 06 Apr 2012 13:12:19 +0000

Mortgage rates are down after the March jobs report despite 18 straight months of growth and 3.6 million jobs made since 2010. Exploit this.

Click for the complete post : Mortgage Rates Dropping On 120,000 Non-Farm Payroll Figure.

What Happens When The Fed Stops Buying 61% Of New U.S. Treasury Debt?

admin — Fri, 06 Apr 2012 11:16:30 +0000

Mortgage rates have been held low, in part, because the Federal Reserve is snapping up 61% of the U.S. Treasury's new debt issuances.

Click for the complete post : What Happens When The Fed Stops Buying 61% Of New U.S. Treasury Debt?.

Mortgage Rates : Real-Time MBS Pricing, April 5, 2012

admin — Thu, 05 Apr 2012 15:56:39 +0000

Real-time mortgage market updates for April 5, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Click for the complete post : Mortgage Rates : Real-Time MBS Pricing, April 5, 2012.

How To Work The System : Avoid Paying The FHA’s New Mortgage Insurance Premium Schedule

admin — Thu, 05 Apr 2012 15:12:14 +0000

The FHA is raising its mortgage insurance premiums April 9, 2012. Use the FHA's own rules against it to keep from paying higher rates.

Click for the complete post : How To Work The System : Avoid Paying The FHA’s New Mortgage Insurance Premium Schedule.

Tax facts: Half really don’t pay up?

admin — Mon, 02 Apr 2012 17:52:50 +0000